• Gender: Female
• Age: 29
• Designation: Senior Credit Operation Executive
• Highest Education Level: Post Graduate Diploma
• Preferred Location: Mumbai
• Work Experience: 6.8 Year(s)

Education

Business Management ( Pursuing) from Narsee Monjee Mngt Studies ( PGDBM) in 2019 with A grade.
Bcom (Accounts and Finance) from Narsee Monjee College with B grade.
HSC (Commerce) from St. Anne’s Junior College in 2014 with 72%.
SSC from St. Anne’s Convent School 68.85%.

Skill Sets

OTHER SKILLS:
MSCIT, Expert Tally and Advanced Excel, Emails, Social Media and Talisma, Galaxy, LMS , Jayam , Power-point, Mails , Finn-one, Loans.

Work Experience

Senior Credit Operation Executive (Personal & Business Loan)
From 22nd March 2019 to 4th April 2020.
Company profile- leading businesses in the Finance Companies.

Job profile-
Verify all KYC Documents to ensure submitted documents are proper and there is no identity theft.
Customer risk is assessed based on type of employer , Profession, Income , Credit History.
Reviewing CIBIL, Crif reports of the customer.
Checking their bank statement, Income proof or proof related to income.
Checking the FI report of the customer which is being provided by field-visitor.
All documents are verified before sending it for further process.
EMI calculation and other verification is being done.
If any mistake being noticed in the documents or any proof the same application isbeing kept on hold.
Any pend-ency in documentation or some proof same is being coordinated by the team and customer to complete it on time.

Senior credit Officer (Personal & Home Loans)
From 2019 January 21st to 15th March 2019
Company profile- started off as an Intermediary for all Loan Products.

Job profile-
Handling sanction activity, checking Customer Documents and preparing CAM after having Telephonic discussion (personal discussion) and recommending the case to Middle management for sanction.
Checking file of customer and preparing report on basis on available income documents
Checking all customer original document like original agreement ,NOC , OCR Receipt and all other document related to property
Preparing report on that original document.
Taking approval related to query.
Checking legal and technical report and taking approval and disburse file.

INDIA-BULLS HOUSING FINANCE.
Work Experience: 22nd May 2017 to 15th January 2019.
Designation: Credit Officer Executive.
Job profile-
Checking the KYC document of applicant and generating the APS for the particular customer.
Checking the Borrower and co borrower document as per guideline given by the company.
If the document not as mark to the policy pend-ency send to sales person.
Maintain daily MIS and send Report to Team leader.
I've handled new customer query and informing them basic information regarding loan and Documentation.
where existing customer asking about their ROI, SOA, RPS, LOD, Foreclosure, ROI decrease Procedure, social media case.
Where online lead used to come create APS, Looking KYC, Calculating their eligibility.
Checking their documents provided, In case of Pend-ency the same was maintained into sheet and send in order to complete their documentation.

Future Goals

Seeking a challenging and dynamic position with a growing firm to add some value for better growth and profit of the organization along with developing my knowledge.