• Gender: Male
• Age: 43
• Designation: Sr. Finance Manager & Credit Control
• Highest Education Level: Masters - Degree
• Preferred Country: India
• Preferred Location: Mumbai
• Work Experience: 19.6 Year(s)

Education

M Com Final Bus. Administration May 2008 55 % Works & Financial Management MDSU Ajmer

B Com (Hons) June 2003 59 % Accounts & Finance MDSU Ajmer

HSC June 2000 62 % Accountancy RBSE Ajmer

SSC June 1998 56 % - RBSE Ajmer

Skill Sets

Handling Branch petty cash, Bank reconciliation, stock records maintain & valuations, Monthly
MIS to Management Fund Transfer & following areas
INCOME TAX : PAN /TAN Registration, TAX Audit, Finalization of Balance Sheet, Scrutiny matter,
E-TDS / TCS Return,
SERVICE TAX : Registration, Service Tax Audit, CENVAT Credit Rules 2002, varies Half yearly,
Annual Returns
EXCISE DUTY : Registration, CENVAT Credit Rules, CENVAT on Capital Goods, Import Credit Records,
Stock Control, Excise Audit, Monthly & Annual Returns.
EXPORT IMPORT : IEC Code Registration, opening of L/C, L/C Payment, Buyer’s Credit, C& F matters,
High Sea Sales & Documentation of Bill of Entry.
CST & VAT : Registration, VAT Audit, Exemption Claim, varies Monthly, Quarterly,
Half Yearly, Annual Returns

Work Experience

Sr. Finance Manager & Credit Control
From - Feb 2010 to till date
Company Profile - Manufacturer of Plastic Drum, Moulding Services & Narrow Mouth Drums.

Job Profile -
Fund Management
Preparation of Daily, Weekly, Yearly Cash Budget & comparison
Management & Supervision of Fund Allocation
Weekly Payment planning
Treasury Management
Monthly Plaining of Forex Exposures (Buyers Credit availment, repayment)
Strategic Inward & Outward remittance.
Supervision & Accounting treatment of Forex transactions, re-instating on quarter/year end.
Forex Gain/(Loss)/MTM calculation per transaction
LC Opening and payment, SBLC issuance and SBLC Re-payment, pricing strategy
Bank Guarantee issuance and closures
TReDS Limit setting up and appropriate utilization (MSME RBI approved platform)
Checking Banking Charges, Interest on CC & Term Loan as per sanctioned facilities
Letter to Bank incase in difference of Bank Charges & Interest debited by bank if any.
SEBI, RBI Compliance/guidelines applicable to banking and treasury transactions

Financial Management
Planing Financial requirement for proper utilization of FB & NFB Limits
Strategic planning for better collection and proper payment process.
Preparing Monthly Collection Target & collection report and analysis with actual data.
Supervision and follow-up of execution of financial plan

Finance Budgets, preparation and presentation to the Senior Management Credit Control / Risk Assessment
Making Credit Assessment Module
Customer Risk Rating, Grading as per finance module
Ratio Analysis (DSCR, Interest Coverage, Current Assets Ratio)
Setting up of Credit Limit
Customer wise MOU preparation, Quantality Discount working
Analysis of Customer Payment performance V/s agreed Credit period
Analysis of Customers Credit Rating, check CIBIL Score, Market Sentiments, Banking relationship Checking GST Compliance of existing/proposed customers/vendors

Bank Compliance
Preparation and submission of FFR, QIS UCFC, OFI, ECB-2 Returns to Bank
Timely submission of Due Diligence Report (Half Year & Yearly)
Monthly Stock Statement / DP allocation to banks
Handling Stock Audit, plant inspection
Handling Valuation of Properties (Once in 3 years)
Handling Title Search Report of Immovable properties
Closures of EDPMS (Bill of Entry) as per RBI guidelines.
Supervision of submission of all the documents as per RBI guidelines
Credit Rating Process handling
CMA Data, MPBF calculation & Financial Module
Ensure Adequate Insurance coverage for Fixed Assets & Stock as per Banking regulation
Proposal to bank for renewal of Working capital facilities,
Handling post disbursement compliance of Credit Facilities (specially for Term Loan)
CHG-1, CHG-4 Charge filling / ROC Charge filing

Statutory Compliance
GST Return (GSTR-1, GSTR-3B) Return Filling
TDS Return Filling, TDS Payment
Income Tax Return Filling, Tax Computation, Deferred Tax calculation
Advance Tax Calculation & Payment
TDS Compliance verification

Financial Accounts & Returns
Design, develop, prepare & upgrade Monthly MIS Report
Monthly Profitability Statement preparation and Analysis with budgeted figures
Annual & Monthly Expenses Budget preparation & presentation
Preparation of Annual Final Accounts as per Revised Schedule III Co Act
Variance Analysis, Ratio working (DSCR, ROCE & RONW)
Working Capital Assessment
Finance Cost Analysis
Presentation for Board Meeting and other meetings
Established Accounting Control system and requite check, accuracy
Ensure smooth process of statutory audit, support the internal audit process and plan for corrective action

Other Exposures/
Setting up of New Manufacturing Unit in M.P.
Liaison works
Application for HT Power Connection, sanction, inspection
Factory & Labor License application
Pollution Application (Green/Orange) Consent to Establishment & Operate
Machinery installation & commissioning
New Recruitment of Labor & staff & Policy formulation
New Product Analysis
Market analysis
Proposed customers for New Product
Competitors profitability, market share, pricing policy
Estimation of Project Cost of new product Like inviting quotations etc.
Projected Profitability based on the above findings
Ratio Analysis & Pay-back period calculations
Government grants, subsidy applicable to new product
Presentation on Industrial Policy (specially Gujarat, Andhra Pradesh, M.P.)

Head of Accounts
From - 18th Sept, 2004 to 8th Feb 2007
Company Profile - Manufacturer, Trader, Supplier of Copper Articles, Bar, Rods Etc,

Branch Accountants
From - 1st Dec 2003 to 15th Sept 2004
Company profile - Manufacturers of Electronic Weighing Scales and Systems and Digital Fare Meters.